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At its core, this is about the question of when a loan portfolio under the Standardised Approach is considered “sufficiently granular” in order to benefit from the privileged risk weight of 75% (instead of 100%). While the draft phase was still characterised by a bureaucratic “iterative procedure” that would have posed operational...

Shortened KYC Intervals, Clear Risk Segregation, Stricter Monitoring New Rules for Prevention The requirements for money laundering and terrorism financing prevention are noticeably increasing.BaFin has clearly sharpened its expectations of you as an obligated party: shorter update intervals for customer data, a strict separation of...

In today’s business world, complying with regulatory requirements is not just a legal necessity but also a crucial factor for long-term success and stakeholder trust. The definition and concept of governance and compliance are central: Governance describes the systems, structures, and processes by which organizations are directed...