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Compliance as a Service · Officer functions · 1st line services

Outsource compliance, free up your teams, stay in control – with S+P

You hand over the task, not the control.

Book a free initial call View S+P Compliance Package
  • IDW PS 951
  • ISAE 3402
  • ISO/IEC 27001
  • ISO 9001
2nd line · Officer functionsCompliance as a ServiceMLRO · Compliance Officer · Internal Audit 1st line · Operations1st line servicesKYC · Screening · DORA registers · Reporting ModularS+P Compliance PackageCombine several functions with one point of contact

Two levels, one goal: audit-ready compliance

The independent officer function and operational processing in day-to-day business – designed for the requirements of the German AML Act (GwG), Banking Act (KWG), Investment Firms Act (WpIG), MaRisk and DORA.

Compliance outsourcing Your operational partner

Officer functions and 1st line services are delivered separately – with separate organisation and personnel.

Audit-ready or BaFin risk?

Take the anonymous quick test: three questions, one result, one clear next step.

  • Anonymous – no data is transmitted
  • Takes about 1 minute
  • Result with a matching S+P offer
Question 1 of 3

How are your compliance functions staffed?

Question 2 of 3

What does your latest audit report look like?

Question 3 of 3

How up to date are your registers and evidence (outsourcing, DORA, KYC)?

Solid foundation

Your set-up looks resilient.

Keep registers and evidence under control by handing routine processes to an operations service – even as new requirements such as DORA and AMLR arrive.

1st line servicesBook an initial call

Guidance based on your self-assessment – not an audit opinion and not legal advice.

Action needed

Close individual gaps now.

Bottlenecks and findings are typical triggers for supervisory findings. Take over individual officer functions in a targeted way and free up your team.

Officer functionsBook an initial call

Guidance based on your self-assessment – not an audit opinion and not legal advice.

Elevated risk

Immediate action is needed.

Vacant functions and open findings increase the risk of objections – and the liability exposure of management.

S+P Compliance PackageBook an initial call

Guidance based on your self-assessment – not an audit opinion and not legal advice.

You hand over the task, not the control.

Who is responsible for what – including for outsourced functions.

Management

Steers and decides

Ultimate responsibility, risk appetite and approvals remain with you.

Compliance

Monitors

Independent control of the second line of defence – taken over by S+P as an officer function.

S+P

Relieves operationally

Deadline-driven processes in day-to-day business, handled according to your specifications.

Where does your risk lie?

Pick a topic – see what is at stake for management and how S+P solves it.

The risk for management

The management body bears overall responsibility for ICT risk management. Missing registers, tests or evidence become a supervisory issue – and a personal issue for management.

Art. 5 DORA
The S+P solution

S+P takes over the ICT risk control function and maintains DORA information registers and evidence as a service.

View DORA support
The risk for management

Management bears overall responsibility for a proper business organisation. Gaps in the compliance function lead to findings in the audit report.

§ 25a KWG (German Banking Act) · MaRisk AT 3
The S+P solution

Compliance Officer under MaRisk, including risk analysis, monitoring plan, controls and reporting.

View MaRisk Compliance Officer
The risk for management

Depending on the type of obliged entity, a money laundering reporting officer must be appointed and adequately resourced. Breaches can be punished as administrative offences with fines.

§ 7 GwG · § 56 GwG (German Anti-Money Laundering Act)
The S+P solution

Independent MLRO from risk analysis to reporting, including FIU filings – complemented by KYC and screening as an operations service.

Outsource MLRO
The risk for management

Outsourcing shifts the task, not the responsibility. Missing oversight, incomplete outsourcing files or exit strategies are typical audit findings.

MaRisk AT 9 · Art. 28 ff. DORA
The S+P solution

Central outsourcing management: compliant control, monitoring and documentation of all outsourcing arrangements, including due diligence.

View Outsourcing Management
The risk for management

Internal Audit must audit independently. An audit plan that does not cover new topics such as DORA or AMLR is open to challenge.

MaRisk AT 4.4.3 · BT 2
The S+P solution

Independent reviews of governance, risk management and processes with practical recommendations.

Outsource Internal Audit

The risk for management

Inadequate oversight: those who cannot show that supervision is properly organised can be held personally liable – as managing director, as board member or for breach of supervisory duty.

§ 43 GmbHG · § 93 AktG · § 130 OWiG (German law)

The S+P solution

The S+P Compliance Package combines several functions modularly – for uniform governance, clear interfaces and one point of contact.

View Compliance Package

References are to German and EU law.

Your benefits at a glance

Reduced liability risk

Clear responsibilities and documented, independent performance of functions relieve management.

Lower fixed costs

No in-house capacity to build, no gaps in the event of absences or peak loads.

Ultimate responsibility stays with you

Steering and decision-making authority remain with your company, as supervisors expect.

Scalable

Combine functions modularly and let them grow with your business – one point of contact.

Your path to outsourcing in three steps

From the first conversation to the outsourcing agreement – a clear, structured process.

1

Get in touch

We clarify your requirements together.

2

Receive a proposal

Scope of services, contract term and cost structure – tailored to your needs.

3

Start the cooperation

The outsourcing agreement starts our work together.

Book a free initial call

Outsource compliance with independently audited controls

Relieve your organisation and reduce regulatory risk. In the initial call we clarify your requirements, the right scope of services and the contractual set-up. You then receive a tailored proposal.

Check your outsourcing potential S+P Compliance Package

The ISO certifications apply to the Unterföhring site. We provide all certificates and audit reports on request for your outsourcing file.