Sanctions under Art. 53 AMLD6: How costly will breaches become? How costly will breaches of the Anti-Money Laundering Act become from 2026? With AMLD6 and the new AMLA RTS drafts from February 2026, fines will rise to up to 10% of annual turnover or €5 million. The decisive factor is AMLA’s new categorisation, which draconically...

.sp-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 22px; margin: 40px 0; } .sp-card { background: #fff; border-radius: 14px; padding: 22px; border: 1px solid #e6ecf2; box-shadow: 0 8px 25px rgba(0,0,0,0.06); transition: 0.2s; } .sp-card:hover { transform: translateY(-4px);...

At its core, this is about the question of when a loan portfolio under the Standardised Approach is considered “sufficiently granular” in order to benefit from the privileged risk weight of 75% (instead of 100%). While the draft phase was still characterised by a bureaucratic “iterative procedure” that would have posed operational...

Shortened KYC Intervals, Clear Risk Segregation, Stricter Monitoring New Rules for Prevention The requirements for money laundering and terrorism financing prevention are noticeably increasing.BaFin has clearly sharpened its expectations of you as an obligated party: shorter update intervals for customer data, a strict separation of...